By:- Mr. Sarvjit Singh Samra, MD & CEO, Capital Small Finance Bank,
“The RBI’s decision to maintain the repo rate at 5.25% and retain a neutral stance is a measured and sensible response to the evolving global environment. While domestic inflation remains broadly under control, uncertainties arising from geopolitical tensions, elevated energy prices, currency movements, and the possibility of a sub-normal monsoon warrant a cautious approach. In such circumstances, preserving macroeconomic stability is essential to sustaining growth momentum.
For Small Finance Banks, this continuity is particularly positive. Our sector plays an important role in serving households, farmers, small businesses, and entrepreneurs across semi-urban and rural India. A stable interest rate environment supports credit affordability, encourages productive economic activity, and enables lenders to expand responsibly. For Capital Small Finance Bank, whose roots are firmly embedded in India’s heartland, this creates a supportive backdrop to deepen financial inclusion, strengthen local economies, and continue delivering sustainable growth.”
